I am like you - not really a keyboard player but needed sounds for recordings. I bought a Yamaha PSRe213 for under $100 from Guitar Center (on sale). It meets your requirements and has MIDI in and out.

A real keyboard player would probably laugh at it but it works for me.

Demo


Colin

I try to critique as if you mean business.....

http://colinwardmusic.com/

http://rosewoodcreekband.com/