Sorry Bill you cannot blsme that one on the public or government applying pressure to banks to give loans. From what I gather it was not the domestic loans for house purchase that crippled the banks but the bad commercial investments and bad or toxic commercial loans. They were lending billions to companies that were due to go under or in some cases did not even exist. T
House purchase loans are a no lose venture.
When a house purchaser defaults then the house becomes the property of the bank. All houses up until the crash had increased at an alarming rate in value so there was plenty of collateral there plus most folk were encouraged to have payment protection insurance. I fail to see how overlending to that market was the banks downfall.
Over the past few years the mailman has brought to just about every household in just about every delivery junk mail... most of which was from banks offering loans......so they hardly had a gun to their head to make them lend.

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