I don't expect people to believe what I say... I suggest those who think the government forced these changes onto the financial system should go and research through freedom of information on who was lobbying for these changes...

and why people would put themselves into this kinda hole... well that is just human nature... again I suggest people who think that everyone else should be in control of their weaknesses just like they are... seriously need to read a better range of educational material regarding marketing and customer behaviour... great sales men don't need to care if you can afford it... only that you commit so they get their commission.

Cheers



http://www.soundclick.com/noeldownsandfriends

Tolerance means if you don't like something you ignore it