And...you may think you're insulated from everything, because your house is paid off, you have no credit cards, and you don't own stock. But consider just one example. Many people's health care is tied into a job. Lose the job, no health care. Have a problem, meet the bankruptcy judge. Goodbye house. If too many people get in that situation, the government will end up helping.

The taxpayer is going to pay this bill, no matter what. It's just a matter of if you want a chance to get the money back or not.

Boo...my name is Doug