Lack of regulation, oversight and enforcement IS a major problem in all of this. Take television advertisement for instance. Lets say you want to buy a device to sharpen razor blades. You see the ad, make the call for the $19.95 "save a blade" product. First problem is the ad says "Not including Shipping and handling". Apparently the law does not require the company to disclose that it will cost you another $15.95. The ad does not tell you that you will not talk to a human being when you call and that the prompts will try to sell you everything else in the company's inventory; and it you buy their other "offers" it would cost you several hundred dollars! The television station is not interested in keeping them honest because the company is the station's client. It may take two months to get the product or you may never get it. And if you do, the final insult is that the product doesn't work and never was designed to work. The whole package was meant to mislead and literally steal from you. But that's OK because by now you expect to get ripped off so when you sell your house, you forget to tell the new owner that your foundation is cracked or the septic system is failing or that the AC duct is leaking 20% of his electricity. Rip it Forward, stick it to 'um cause they did it to you and go ahead a cut off the SOB who hasn't got the Moxy to drive 20 mph over the speed limit.

White color crime, rip off you neighbor crime and dishonesty does more damage to lives that street crime but 95% of it goes unpunished. And still we criminalize 10's of thousands of people every year, and build bigger and badder prisons at billions of dollars of expense for crimes that are mental health issues and poverty issues. You want to know the truth? Reverend Wright, however much you would like to believe he is over the top and hateful, spoke a lot of "inconvenient" truth at the pulpit.

Who is regulating the excesses of predatory capitalism? The mess we are in is a prefect storm that we all watched for years gathering strength out in the Bay of Complacency. We knew it was coming our way. Our representatives knew it was coming. Warnings were everywhere but they were ignored because they were whispers in a windstorm. It's all over now Baby Blue.