As I watch things fall apart economically for a lot of my middle class friends and relatives, as I feel the pinch of the worst times I can recall in the restaurant industry, as I notice the 30-40% increase in general grocery bills in the course of one year, when I pay $1600 every quarter for health insurance, yet can't really pay the deductible anyway, and the rates just went up, and if I get sick, they can drop me...on and on and on and on...I often find myself wondering why so many people believe we're doomed if we change our present course.