If you have the choice to accept Jesus as your saviour and you reject Him, you are lost and still in your sins.You can accept Him on your death bed and be saved,but you will have no rewards as having done good things in Jesus name. Many a good generous person will not go to Heaven because they have not accepted Jesus as saviour. Our good deeds are as filty rags to God. Why did Jesus have to come and die for our sins if it was possible for us to make Heaven by doing good deeds on our own. God doesn't ask much of us but He does ask that we believe that Jesus was His son, and that He came and died for our sins and that He rose again from the grave, if we believe this in our hearts and confess it with our mouths before man, then we are saved.

Wide is the road that leads to destruction and narrow is the road that leads to Heaven. Many have no problem saying Jesus was a good and righteous and honest man, but will not confess Him as the Son of God, why?